ETFs vs LICs vs Managed Funds – A Primer

Investing, Strategy

As a beginner investor, the thought of getting started in the share market can be intimidating. Well at least it was for us. So what did we do to drive away that fear? We procrastinated! Every day we would find a new reason to delay making a decision. Those reasons ranged from market volatility to […]

July 1, 2020

Passive Income – Dividend Investing

Investing, Strategy

April 2019 was the month when our first dividend income trickled in. So as we hit April 2020, 1 year since that first milestone, we thought it was a good time to review how much dividend income we had netted in over this period. A disclaimer, at this stage we are not investing specifically for […]

May 12, 2020

Budget Tracking – Why & How to do It

Resources, Saving

The Need for Budget Tracking It is often said, if you can’t measure it, you can’t improve it. Translated in budget speak – if you need to manage your spending, you need to track it.  The FIRE methodology has very few basic principles, but the most pivotal is that your expenses should be less (far […]

April 21, 2020

State of the FIRE – Feb 2020

Investing, Strategy

Coronavirus – The Undoing of the Stock Markets After hearing talk of impending doom for the last year or so, it’s finally here! Let history be witness to the fact that it was Feb 2020 when the stock markets finally sat up and recognised the threat of the Novel Coronavirus (named COVID-19). Shit finally hit […]

March 23, 2020

The FIRE Starting Point – Investment Plan


Decisions, Decisions! The decision to invest is a fairly simple one, of course we all want our money to grow! But actually starting out, well that’s a different story altogether. At every step we were accosted with so many daunting questions and choices, that we (read I, because let’s face it, I’m the lazy one) […]

December 31, 2019

All FIRE’d Up and Ready to Go


Mr. Fireball & I are in our mid-thirties, living the typical city lives, with the typical daily grind. But there’s something atypical that we want to do, we want to be able to exit the rat race and gain Financial Independence. Pronto! Fire & Ice – Origins Mr. Fireball & I have been married for […]

December 30, 2019