International Investing for Financial Independence


Investing, Strategy

Diversification, Diversification, Diversification Diversification as a concept is so important, that it merits a mention every time we talk about investments. Portfolio diversification means mixing a wide variety of investments. This makes sure that you’re not overly reliant on one particular type of asset class. Over the long term, diversification offers the benefit of maximiszing […]

September 19, 2020

Why Financial Independence Loves Shares


Investing, Strategy

What Investment Options Do You Have? You’ve made up your mind to start investing. The next question you ask is – Where? A quick Google search throws up two main options – Investing in Property or Investing in Shares. We’ve all grown up hearing of the Great Australian Dream. Get a job, make some money, […]

September 6, 2020

Superannuation and Salary Sacrifice


Investing, Saving, Strategy

We all understand the importance of Superannuation. It’s our nest egg which will determine how comfortable or uncomfortable our retired life would be. Yet, when it comes to the technicalities of Superannuation, it rarely is more than a black-box for us. Thanks to books like The Barefoot Investor, there is now considerable awareness around the […]

August 8, 2020

State of the FIRE – Q2 2020


Investing

I would like to start by apologizing for the unforgivable delays in sharing State of the FIRE portfolio performance updates. I have a very legitimate excuse though and it’s a very exciting one too.  We are partnering on a new E-Book on Financial Independence for Aussies. It’s a super exciting project where we are co-authoring […]

July 27, 2020

ETFs vs LICs vs Managed Funds – A Primer


Investing, Strategy

As a beginner investor, the thought of getting started in the share market can be intimidating. Well at least it was for us. So what did we do to drive away that fear? We procrastinated! Every day we would find a new reason to delay making a decision. Those reasons ranged from market volatility to […]

July 1, 2020

Passive Income – Dividend Investing


Investing, Strategy

April 2019 was the month when our first dividend income trickled in. So as we hit April 2020, 1 year since that first milestone, we thought it was a good time to review how much dividend income we had netted in over this period. A disclaimer, at this stage we are not investing specifically for […]

May 12, 2020

State of the FIRE – Mar 2020


Investing, Strategy

I have been avoiding taking account of the portfolio performance for March 2020. I’ve done my best to put it off. But even April has come to an end now and I know I can’t escape the inevitable anymore. I thought I had prepared myself for the bloodbath, having followed the roller-coaster ride, mostly a […]

May 1, 2020

Budget Tracking – Why & How to do It


Resources, Saving

The Need for Budget Tracking It is often said, if you can’t measure it, you can’t improve it. Translated in budget speak – if you need to manage your spending, you need to track it.  The FIRE methodology has very few basic principles, but the most pivotal is that your expenses should be less (far […]

April 21, 2020